When moving to a new country it can be daunting to try to navigate the local insurance system. In Germany, with its complicated insurance landscape, knowing what to choose and which policies to take can be confusing. Nevertheless, Feather Insurance has become a game changer for expats and locals who want to insure in a simple and customer-friendly way. In this guide, we will take a closer look at what Feather Insurance has to offer, how it’s used, and why it’s quickly becoming one of the most trusted insurance brokers in Germany.

What is Feather Insurance?

Feather Insurance is a modern digital insurance broker based in Germany, that makes the often confusing insurance market simple. Feather Insurance is both a newcomer and a long-term resident in Germany and offers a comprehensive range of services specifically tailored to your individual needs. The company is dedicated to providing personalized, lifestyle-focused insurance advice so you buy only what you need. Feather has already over 30,000 satisfied customers and is quickly becoming a market leader in the German insurance industry.

Why Choose Feather Insurance?

There are several reasons why Feather Insurance stands out from a crowded market. Here are some key benefits of using their services:

1- English-Speaking Support

The insurance world in Germany can be overwhelming for many new arrivals to Germany. The customer support from Feather Insurance in English is excellent because it makes it easier for expats and international residents to understand what they can do and make informed decisions. Whether it’s applications, claims, or questions, Feather’s team is always available to assist you in your own language.

2- Tailored Insurance Solutions

The sheer number of policies available in the German insurance market is one of the biggest challenges of the German insurance market. Feather Insurance is about cutting through the clutter and giving you personalized insurance recommendations based on your lifestyle. They have a free recommendation tool that can help you figure out which insurance products are right for you, so you don’t have to guess and only pay for what you need.

3- Fully Digital Process, Fast

The days of paper forms and waiting for policy documents to arrive in the mail are long gone. Feather Insurance has been fully digital transformation, and they have a fast and efficient signup process that takes less than five minutes. You receive all your insurance documents digitally, allowing you to take care of your policies and get the key information you need whenever you need it.

4- One-Stop Insurance Shop

Feather Insurance lets you manage all of your coverage from one place, instead of managing multiple policies from various providers. With their user-friendly platform, you can keep tabs on all of your insurance policies, from health insurance to personal liability, so you know you have the right coverage for every part of your life.

5- Assistance with Claims

The true value of a policy in insurance is often tested when you need to make a claim. Feather Insurance is unique in its dedication to helping customers with their claims. Their team is committed to helping you navigate the often convoluted claims process, and to getting you the timely, fair payouts you need during your most difficult times.

6- Premium Insurance Providers

Feather Insurance works with the best names in the German insurance market. Feather partners with well-established providers to offer its customers top-tier coverage at competitive prices. It guarantees that you will receive access to some of the most comprehensive health, life, or dental insurance policies available in Germany.

Feather Insurance’s Top Insurance Products

Feather Insurance provides a wide range of insurance products for expats and long-term residents in Germany. Below are some of the most popular insurance options available through Feather:

1- Public Health Insurance in Germany

Feather Insurance partners with Germany’s largest public health insurers for those who qualify. You can sign up in minutes through the free and fully digital application process. For employees and students in Germany, public health insurance is ideal, since it covers all medical expenses.

2- Private Health Insurance in Germany

As an employee or freelancer with income above the cut-off point, private health insurance may be the better option. Feather partners with the country’s top-rated private health insurers to offer you more affordable policies with the option of extra coverage such as dental and travel insurance. We offer a free consultation so you can decide whether private health insurance is for you.

3- Expat Health Insurance

Feather also offers expat health insurance for newcomers who aren’t employed or enrolled in a degree program. It covers accidents, emergencies, hospitalization, and repatriation and gives job seekers, language school students, and working holidaymakers peace of mind. The fast and easy sign-up makes it a good choice for those applying for a visa in Germany.

4- Dental Insurance

Germany’s public health insurance covers basic dental care but Feather offers extra dental insurance so you can have more extensive care. You can receive dental cleanings, fillings, and restorative procedures for as little as €9 per month.

5- Personal Liability Insurance

In Germany, it is recommended to have personal liability insurance as it will pay for you in case of accidental damage to someone else’s property or injury. Feather is a must-have for all adults living in Germany starting at €4.94 per month. Personal liability insurance is essential and many landlords will require you to have it, so it’s one to add to your insurance portfolio.

6- Household Contents Insurance

Feather’s household contents insurance protects your personal belongings. This policy starts from just €2.33 per month and covers your belongings should they be stolen, or damaged by fire or water. Items like bikes and glass breakage are also covered for additional coverage.

7- Legal Insurance

Legal insurance is available to you to support you in case legal issues can arise unexpectedly. Feather’s legal insurance protects you in your professional and private life. If you want to book consultations with English-speaking lawyers and get legal advice on what to do, you can do all this for just €13,51 a month.

8- Bike Insurance

Cycling is a major passion in Germany, and if you’ve just bought a new bike, Feather has specialized bike insurance for you. The coverage starts at €2.90 per month and protects you against theft, vandalism, and damage. It also applies to both regular bicycles and e-bikes.

9- Dog Liability Insurance

There are some states in Germany where people who own a dog would be required to have dog liability insurance. Feather’s dog liability insurance from just €6.90 per month covers your dog’s actions that cause damage to others. Some regions enforce this policy and it is worldwide coverage.

10- Disability Insurance

Feather’s disability insurance helps protect your income if you become disabled. It kicks off from €20 per month and covers lost income, childcare, and lifestyle protection. For anyone working in Germany, it’s especially important.

11- Life Insurance

Life insurance from Feather helps to protect your family financially if you die. This policy only costs as little as €1.98 per month (and includes funeral expenses, debt, and lost income). For anyone with financial commitments that could be passed on to family members or business partners, it’s an essential policy.

Feather Insurance Consultation Service

For this reason, even with Feather’s comprehensive recommendation tool and extensive list of policies, it’s natural to be unsure about which insurance products are best for you. Feather Insurance provides a free consultation service with one of their experienced advisors to help you with this. Your advisor will take a look at your personal situation and determine what insurance products will give you the best value and protection for your lifestyle in Germany.

Conclusion

Feather Insurance is changing the way people in Germany buy insurance. Feather is fully digital, English-speaking support with tailored recommendations and partnerships with top insurance providers that make sure you only pay for the coverage you need. It is simple, transparent, and stress-free whether you’re an expat or a local.

Feather Insurance is an insurance provider that values your time, offers competitive rates, and is there to support you over the long run. As a top choice for anyone looking to navigate the German insurance market, Feather is clearly a force to be reckoned with when it comes to its range of high-quality insurance products and customer-focused services.